Understanding Mental Health Care Plan in Australia

Accessing affordable mental health support is a key concern for many Australians. One of the most common pathways to subsidised psychology care is through a Mental Health Care Plan, developed by a General Practitioner under the Better Access initiative.

Understanding how Mental Health Care Plans work, who is eligible, and how to access one can be an important first step toward receiving professional mental health support.

What Is a Mental Health Care Plan in Australia?

A Mental Health Care Plan in Australia is a GP-developed referral that provides access to Medicare-subsidised psychology sessions. It outlines treatment goals, referrals, and structured mental health support. A MHCP is a personalised, structured approach to managing mental health conditions. It outlines your mental health goals, recommended treatment approaches, and referrals to allied mental health professionals such as psychologists, social workers, or mental health nurses.

The plan ensures your care is coordinated, evidence-based, and tailored to your individual needs.

Who Is Eligible for a Mental Health Care Plan?

To be eligible for a Mental Health Care Plan in Australia, you must:

• Have a diagnosable mental health condition (assessed by a GP)

• Be likely to benefit from structured psychological support

Your GP will conduct an assessment, discuss your mental health history, and determine whether a plan is clinically appropriate.

How Many Sessions Does Medicare Cover?

Under the Better Access initiative, Medicare provides rebates for:

• Up to 10 individual therapy sessions per calendar year

• Up to 10 group therapy sessions

These sessions can be delivered by:

• Psychologists

• Accredited social workers

• Mental health nurses

Medicare rebates help reduce out-of-pocket costs, making therapy more financially accessible.

How to Get a Mental Health Care Plan

To obtain a Mental Health Treatment Plan, follow these steps:

1. Book a GP appointment
Discuss your mental health concerns openly.

2. Complete a mental health assessment
Your GP will evaluate symptoms, functioning, and support needs.

3. Receive your plan and referral
If eligible, your GP will create your plan and refer you to a psychologist or specialist.

4. Begin therapy
You can then book Medicare-subsidised sessions.

Why Seek a Mental Health Care Plan?

A Mental Health Care Plan empowers individuals to access structured, evidence-based psychological care at a reduced cost.

Whether you’re experiencing anxiety, depression, trauma, or life stressors, a plan can connect you with the right mental health professional and provide a clear pathway to support.

Take the First Step

If you’re considering therapy, speak with your GP about creating a Mental Health Care Plan in Australia. Early support can make a meaningful difference to your mental health and overall wellbeing.